Saving and banking - clear, efficient, and in one place1
Transparent banking. Goal-focused saving. Full financial control.
Take control of your money - open a current account for free1
- Open your bank account for free - fast, easy and fully digital
- Move your money with ease: smooth transfers and scheduled payments
- Enjoy free SEPA transfers across the SEPA area

Savings account with up to 3% interest - flexible, seamless, rewarding2
- Grow your savings with a 1% interest rate.3
- Invest in the ETF Savings Plan. Earn 3% annually on your savings account. Available directly in the app.2
- Access your savings instantly - no notice period, no restrictions.
2 A gross annual interest rate of 3% applies for a period of 6 months, on deposits up to a maximum eligible amount of €40,000. Terms and Conditions apply.
3 Key European Central Bank interest rate (European Central Bank “Deposit Facility Rate”) – (minus) 1%
Open your account in just 4 simple steps
- Download the app: get started by installing the Fideuram Direct banking and investing app on your mobile device
- Register and fill in your details: create your profile with personal information
- Verify your identity and address: upload your documents securely for fast verification
- Review and sign your contract: sign digitally, with no paperwork needed

Investing with Fideuram Direct
Ready to grow your future? Start investing effortlessly with the Fideuram Direct app - intuitive, flexible, and designed to give you full control, anytime and anywhere.
That’s it. You’re in. Now enjoy the simplicity of Banking, Saving and Investing - all in one place, all with Fideuram Direct.
The information contained on this page qualifies as a marketing communication message and is provided for general marketing purposes only. It does not constitute investment advice, a recommendation or an offer to buy or sell any investment product. Investing involves risks, including the potential loss of capital, and the value of investments may go up as well as down. Past performance is not a reliable indicator of future results. Investors should carefully read the relevant offering and legal documents before making any investment decisions.
1 Available exclusively for residents of Belgium and Luxembourg, +18 years old. Not available for US Persons and politically exposed positions

